Credit Risk Analyst

Merchant Bank of Sri Lanka & Finance PLC (MBSL), a subsidiary of the Bank of Ceylon, is seeking a dynamic and detail-oriented Junior Executive – Credit Risk to support credit risk assessment, portfolio monitoring, Loan Review Management (LRM) activities, and the development of risk management practices to ensure sound credit quality and regulatory compliance.

Role Summary

Junior Executive Grade

Qualifications & Experience:

• G.C.E. Advanced Level qualification with three passes (preferably in the Mathematics or Science stream, which will be considered an added advantage), OR a relevant professional qualification.
• At least one year of experience in the Credit Risk Management/Credit Operations.
• Advanced proficiency in Microsoft Excel, including data analysis and reporting.
• Excellent written and verbal communication skills in English, with the ability to prepare clear reports and presentations.

Key Responsibilities:

• Manage Loan Review Management (LRM) activities, including portfolio monitoring and credit risk identification.
• Conduct independent credit risk assessments for credit facilities above LKR 10 Mn and provide recommendations.
• Prepare risk reports and presentations for Management and Board Committees.
• Develop and review credit risk policies and procedures to ensure regulatory and internal compliance.
• Monitor portfolio risk trends and support risk mitigation initiatives to strengthen overall credit quality.