Credit Risk Specialist

Executive - Credit Risk

Company: Pan Asia Banking Corporation PLC

Role Summary

Armed with a proud history of over 30 years, Pan Asia Bank is on an exciting growth journey, evidenced by an array of recognitions, including being honored as one of the Top 40 business entities in the country by Business Today and top hundred companies by LMD.

Key Responsibilities

• Conduct the pre- and post-disbursement facility review process in accordance with the Board-approved policy.
• Timely review of credit-related policies to align with the latest regulatory guidelines and changes in the operating environment.
• Monitor casual excesses and review credit facilities.
• Prepare segment, client, and product portfolio analyses.
• Effectively implement the Social and Environmental Management System (SEMS).
• Monitor risk goals and prepare a risk dashboard.
• Review borrower risk rating models.
• Submit CRIB data to the Bureau promptly.
• Prepare management reports related to credit risk.
• Conduct stress testing analyses and sample checks of customers classified as SICR (Significant Increase in Credit Risk) periodically.
• Assist the Head of Credit Risk in conducting Board Committee meetings and other relevant management meetings.

Requirements/Qualifications

• Full or part qualification in Banking or a relevant professional qualification in credit.
• Qualification/s related to Risk Management would be advantageous.
• A minimum of 4-5 years of work experience in the commercial banking industry, with 2-3 years in a similar context or credit management.
• Must be a team player with communication and negotiation skills.
• Ability to think innovatively, along with skills in planning and execution