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Sri Lanka pension chart
Statutory contribution rates and how Sri Lanka's main retirement and pension schemes compare.
EPF & ETF contribution rates
Percentage of total monthly earnings, by contributor.
| Scheme | Coverage | Contribution | Benefit | Payable from | Administered by |
|---|---|---|---|---|---|
| Employees' Provident Fund (EPF) | Private and semi-government sector employees | 8% employee + 12% employer of total monthly earnings | Lump sum (contributions + accumulated interest) | Age 55 (men) / 50 (women), or on leaving covered employment | Labour Department (EPF Division) / Central Bank of Sri Lanka |
| Employees' Trust Fund (ETF) | Private and semi-government sector employees | 3% employer only (no employee deduction) | Lump sum (contributions + accumulated interest) | On leaving covered employment | Employees' Trust Fund Board |
| Public Service Pension Scheme | Permanent government (public service) employees | Non-contributory — funded from government revenue | Monthly pension: (pensionable salary × months of service) ÷ 480, capped at 90% of pensionable salary | Retirement, currently age 60 | Department of Pensions |
| Farmers' Pension & Social Security Benefit Scheme | Registered farmers, ages 18–59 at enrolment | Fixed amount by enrolment age, paid twice yearly (Rs. 260–Rs. 1,380/year) | Monthly pension plus social security benefits (e.g. disability, death benefit) | Age 60 | Agricultural Insurance Board |
| Fishermen's Pension & Social Security Benefit Scheme | Registered fishermen, ages 18–59 at enrolment | Fixed amount by enrolment age, paid quarterly | Monthly pension plus social security benefits (e.g. disability, death benefit) | Age 60 | Agricultural Insurance Board |
| Self-Employed Persons' Pension Scheme (SPPS) | Self-employed persons not covered by another pensionable scheme | Voluntary, contributor-selected contribution level | Monthly pension on retirement | Age 60 | Department of Social Services |
EPF rates are set under the Employees' Provident Fund Act No. 15 of 1958 (as amended); ETF rates under the Employees' Trust Fund Act No. 46 of 1980. The Public Service Pension Scheme is a non-contributory, pay-as-you-go scheme funded from government revenue. Farmers', Fishermen's, and Self-Employed Persons' pension schemes are administered under the Agricultural Insurance Board and the Department of Social Services respectively. Figures are for general information only — confirm current rates and eligibility with the EPF, ETF Board, or Department of Pensions.
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